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I am a nervous wreck! FHA loan 3.75% down wife will not be on the loan due to bad credit. Thankfully we live in a non property state.. Had a foreclosure 4 years ago had to write 2 letters explaining this I got the days mixed up and thought it was because of my lay off but it was actually because of my wifes marital issues and her not paying the bills when I was not residing in the home for a few months. I am so nervous that the underwriter could "makeup" things to ask for that are out if reach or something. Its crazy how much power these underwriters hold..ya know? Positive vibes PLEASE
SENDING THE POSITIVE VIBES YOUR WAY!!!!! YOU WILL GET YOUR CLEAR TO CLOSE!!!!
You're almost there!!! Good Luck!
I'm presently doing a refi on my home and when underwriters called to verify and update info, I was very impressed by the way things went. I mean she sound like she was having a good day... no traffic jams or hangovers. True some are dreadful but they are humans just like us. Goodluck to you and your family.