Showing results for 
Search instead for 
Did you mean: 

Nervous About Husband's Student Loans

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.

Re: Nervous About Husband's Student Loans

I would love to since my credit is excellent, but we really need his income to get the amount we want. His income is higher than mine, so unfortunately in our case, the main source of income has the lower score. Go figure. 

Message 21 of 22
Established Contributor

Re: Nervous About Husband's Student Loans

Might be time to put that 5% down payment about (~ $10k), on the student loan.

Then pay what you would be for mortgage, insurance, etc as the loan payment. ( ~ $1,000/mo)

Clear and free in 2 years.

Open waters for fico, savings, buying a house, property, etc

There will still be nice places to buy in 2-3 years.



FNBO 2% Cashback Visa (20k) / Bank of the West Cashback MC (20k)
US-Bank Cash+ (15k) / FNBO Travel Elite (15k) / Citi Double Cash (18k)
Ficos : 840 / AAoA : 9 yrs / AoOA : 23 Yrs / AoYA : 3
Message 22 of 22