reformedfamilyman wrote:Construction to Permanent loans are a higher interest rate, right? At least 1%? And then we'd have to refinance to a regular loan?I don't know about all that... it sounds expensive, if we'd have to refinance to get the lower rate. I'll certainly start looking around though, now that I know what those loans are called. Whenever I googled construction loans, all I pulled up were builders who make those cookie cutter, cathedral ceiling-ed, skinny front pillared homes we don't want.So many options when it comes to owning a home. Thanks for all of your help, Shane.