cancel
Showing results for 
Search instead for 
Did you mean: 

No "new" credit applications 3 months before applying for a new mortgage?

Highlighted
Senior Contributor

Re: No "new" credit applications 3 months before applying for a new mortgage?

HOW MANY inquiries do you have?

 

 

I had an inquiry DURING my loan process.  It was an accidental hard pull by the phone company.  It was fine.  Just had to explain it.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 11 of 12
Highlighted
Established Contributor

Re: No "new" credit applications 3 months before applying for a new mortgage?

Thank you all for the feedback. Now, I won't feel as bad.

 

  About the inquiries...Let's just say double digits and reading from left to right the first number is a 2.   SMH.  I'm good on apps. My aaoa dropped to 3years and 11 months and I took a 3 point hit on Equifax for that Dillard's amex (worth every month and point lost). So until I apply and close escrow I will be attending the garden party.  Holla if you see me there.

 

 


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 12 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.