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Hey all
Trying to increase my 707 mid FICO mortgage score via AZEO. I have 2 AMEX charge, 1 AMEX revolver,
1 Costco VISA, 1 Disco and Paypal Credit.
Planning to AZEO but wanted to know if I leave the PayPal Credit line as the "except one", that
would be a good move. It's the highest balance, still under 20% utilization, but it's going to be
harder to bring to zero, unlike the revolvers.
Any help is appreciated!
Best,
IME, it works, at least for FICO8
Drawback is Synchrony can and does update at random times
My understanding is AZEO works for actual bank cards (I.E. Chase, Bank of America, Capital One). I think Paypal Credit falls under "store card".
Others can weigh in.
Or worse, Finance Company