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PayPal credit / AZEO weight?

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Bonzoled
Established Member

PayPal credit / AZEO weight?

Hey all

 

Trying to increase my 707 mid FICO mortgage score via AZEO. I have 2 AMEX charge, 1 AMEX revolver,

1 Costco VISA, 1 Disco and Paypal Credit. 

 

Planning to AZEO but wanted to know if I leave the PayPal Credit line as the "except one", that

would be a good move. It's the highest balance, still under 20% utilization, but it's going to be

harder to bring to zero, unlike the revolvers.

 

Any help is appreciated!

 

Best,

 

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: PayPal credit / AZEO weight?

IME, it works, at least for FICO8 

 

Drawback is Synchrony can and does update at random times

Message 2 of 4
Anonymous
Not applicable

Re: PayPal credit / AZEO weight?

My understanding is AZEO works for actual bank cards (I.E. Chase, Bank of America, Capital One). I think Paypal Credit falls under "store card".

 

 

Others can weigh in.

 

 

Message 3 of 4
JVille
Valued Contributor

Re: PayPal credit / AZEO weight?

Or worse, Finance Company Smiley Sad

Message 4 of 4
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