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Currently I have my 19 year old son piggbacking on a couple of my CC's as he is new to credit. In doing so, how long will it take to generate a myFICO for mortage?
IMO the mortgage scores should report any month now. Shortest credit history I've seen generate scores was 1 trade line at 7 months and 2 others at 6 months. Government mortgages (FHA, VA, USDA) permit no credit scores by documenting 3 forms of non-traditional credit (rent, utilities, etc.) with 12 month histories, but you'll have more options once scores generate. Hang in there.