Just call Capone and tell them that they aren't updating one of the bureaus for your account and ask what can be done.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Last App: 4/5/13 Gardening until July 2014
I did and they mentioned the word dispute. I stopped them right there as I'm not sure how that can affect me.
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Thing is I don't think they are obligated to report to all bureaus so the dispute isn't going to be worth it as it has to be removed before you go into underwriting. I would call back and see if you get the same answer from someone else. With Capone, a lot of times you have to email the executive office to get anything accomplished.
3 cards PIf, submitted info to my LO today, 1 will post on it's own soon so didnt submit it.
(Only 4 accts left with a balance, hopefully a miracle will happen and I'll be able to PIF another this weekend)
I sent in something to Nelnet showing half time for a partial semester, if they accept it, they'll remove all the 90 day lates from 2011 from my student loans.
That's great! You are making excellent progress!
Thanks, I hope all this stress and 60 hour weeks pays off.
Nelnet had 16 accts showing 90 day lates from July 2011. (5 still open) just checked my ex and they removed the lates from the 5 open ones. I faxed them regarding removing from the closed ones, I will call too bc if I can get a letter I can add it to a RR.
If that happens, then I'll only have 3 negative accts: co private loan from 2011, lates from and old walmart card (2011) and the dreaded first premier co from 2007.
I also will be emailing Capone execs today, finally got the email.
If that happens, then I'll only have 3 negative accts: co private loan from 2011, lates from and old walmart card (2011) and the dreaded first premier co from 2007.
I also will be emailing Capone execs today, finally got the email.
That's great! Let us know how it went with Capone. :-)
Got call from capone today but agent wasn't there when I called back so still waiting on a call back
Got EQ SW alert of 627, still waiting for update on TU, ex updated too. (SL lates removed completely)
Now have to wait on the RR, need 13 more points, Wish me luck.