So I got an emai from my l.o. stating I have final approval, along with a mortgage commitment letter, and they instructed my realtor to set up closing for Tuesday. As a first time homebuyer, my brain is completely scrambled, even still, FRIED, from the whole process. I think this is what I have seen referred to here as "clear to close", but just wanted to see if I could get some help decoding the lingo and what happens from here. Thanks all!
My Wallet: Amex Express BCE $27,000, Amex Express Blue Sky $6,000, Discover $10,000, Chase Freedom $5,000, Capital One $3,750, Barclay $8,500 (AU), Jared $10,000, Pottery Barn $8,000, Sam's $10,000, Ashley's Furniture $6,000, Lowe's $7,500 (AU), Express Next $3,360, and Macy's Store Card (Joint Account) $2,000.
Last Application March 25, 2014. Score ranges 700+
Congrats. =) Be sure to ask questions and peruse everything at closing. You will be signing a lot, and though I hear it's easy to just sign and move on you'll want to take the time to understand everything.