My wife and I finally found a house we really like that we can actually afford. Met with the Mortgage co on Monday with 2 years taxes paystubs bank statements etc. ( BTW thanks SHANE for posting so much great info .....we went overprepared, I even had my DD214 and COE in hand) VERY SMOOTH...... If you go into preapproval preparred and informed it is actually rather simple. I was suprised by the amount of paperwork to sign though. Hopeful closing will be as smooth as the preapproval process. Once again this Forum has helped us to reach our goals.
You are welcome. Congrats on the first step, hope your offer gets accepted!
conditional loan approval Underwriter approval ( If property appraises at loan value....If no changes in credit report before closing etc.......) Getting closer to ownership.