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Previous Year W2

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kaylord84
Frequent Contributor

Previous Year W2

When will lenders require 2018 W-2 ?

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


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Message 1 of 6
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Anonymous
Not applicable

Re: Previous Year W2

Good morning, I was wondering the same thing. I want to say they won't ask for 2018tax return and W2 until you have either filed already or after April 15th when tax season is over. We just were approved from underwriting and we applied for our mortgage January 13, 2019. They only requested tax info for 2017, 2016 and 2015. Hope that helps!

Message 2 of 6
JVille
Valued Contributor

Re: Previous Year W2

Yes they will want your 2017 & 2018 W2, some Lenders will also ask for your final paystub.
Message 3 of 6
kaylord84
Frequent Contributor

Re: Previous Year W2

Yes I understand but at what point would they require 2018 W-2? Employers are required to mail mail 2018 W-2 by January 31st 2019. So after this date correct?

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


Take the myFICO Fitness Challenge
Message 4 of 6
JVille
Valued Contributor

Re: Previous Year W2

If your loan is scheduled to close any time in February you will see that Condition for 2018 W2
Message 5 of 6
kaylord84
Frequent Contributor

Re: Previous Year W2

Thanks

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


Take the myFICO Fitness Challenge
Message 6 of 6
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