Escrow/Title will do the prorations at closing which will offset your impounds and Aggregate Adjustments. You can review this on your Pre-Closing Disclosure. Your Loan Officer should have already explained this to you.
Best Wishes to you!
I am curious to know what the result of your question was. I just got my clear to close yesterday with NFCU and have yet to receive my closing disclosure (more than a day later). My loan processor has really sucked during this whole process and my closing was delayed due to her not sharing that I need a WDIR for a VA loan. All she advised was a termite inspection was needed.
If i dont get my closing disclosure by eob, I will have to push my closing back yet another day.