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So I signed all of the docs today should close in another 30 days. 2 bedroom 2 bath condo (2009) furnished. Could not be happier. BK discharge 3 yr anniversary was 11/12/2015. FHA with 3.86% 30 yr.
Congrats!
Now, before you get too excited - please double/triple check to make sure of two things that frequently trip up FHA financing for condos:
Otherwise, if you know those items are okay, then have a smooth closing!
I have an excellent realtor and loan officer who already checked both of these items for me. Closing has been set in approximately 3 weeks. So we are good to go. You are absolutely right however on both of those points. The first condo I looked at was listed on the FHA web site with approved status however the status was incorrect as the condo association had not sent in the required paperwork for this year and the deal fell apart. I learned not to trust the FHA site.! and to verify with the property manager or HOA president.
Congrats!!! Feels great
Thanks. Went FHA 3.5% down. Seller agreed to pay 5k closing costs. I will be coming to the table with 9k at closing. Went with AKUSA FCU. Very happy with my loan officer Kristen Brown. My Equifax Beacon 8 score was 691. My prev TU score with AKUSA was 693.