Re: Question Regarding Credit Pulls After Pre-Approval
When I closed on my home there wasn't a final credit pull. It may have been due to my time frame of me closing in three weeks after my initial review. I've heard of places doing both for the preapp and a closing CR pull. From what my LO told me the pulls are checking to see if you missed any payments or applied for new credit within the mortgage loan period. It depends on the lender though.