My loan company didnt respond today to my question so I wanted to ask it here.
I am the co-signer on a loan for a car with my fiancé. When they do DTI for our mortgage, will it be included twice, or just once since we only pay one payment? Stupid question but you never know about what they think
Starting Score: myFico Scores Equifax 544 Transunion 585 Current Score: myFico Scores Equifax 655 Transunion 663 Experian 645 Goal Score: 700 Across the board
Just once. I assume you are applying together for the mortgage. It is one payment and will be counted as one.
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.