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...cc utilization looks at both total cl and individual cls ...getting that one card under 10% would put you in the optimum cc utilization range and should be worth a few more points ...hth
@Lemmus wrote:...cc utilization looks at both total cl and individual cls ...getting that one card under 10% would put you in the optimum cc utilization range and should be worth a few more points ...hth
i believe this to be the truth as well from personal experience.
although i thought i read that fico looks at them alll together as totals