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Refer Eligible - would you approve

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Refer Eligible - would you approve

First time prospective homebuyer here anxious to hear about my loan. I recieved a refer eligible today so the waiting game begins.

 

I had a Chapter 13 in 2006 (dismissed in 2010) after my late ex-hub left me with some bad debt. Mid-credit score is 712 but had one late payment post-bankruptcy on a student loan (loan came off deferment after the 13 was dismissed, took a while to locate it after it was sold all over the place).

 

Income well over 100K, same job for 6.5 years,  only one car loan and a student loan for debt (very loc debt/income ratio).

 

Thoughts? Suggestions?  I'm biting my nails over here...

 

Thanks!

 

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