Remove foreclosure notation?

thankfulheart · ‎11-07-2011

Not sure if this is the right place to ask, but...

In 2008, our mortgage lender started foreclosure proceedings. We were able to modify the loan and have been paying it ever since. One of the bureaus is still reporting "foreclosure proceedings started". Is there a way to get that comment off or do I just have to let it age off?

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

thankfulheart · ‎11-11-2011

Does anyone know if removing this is possible? GW the lender, perhaps?

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

cdtotten · ‎11-11-2011

You can contact the lender and ask that they remove the comment if it is no longer applicable. Did you get to 90+ days late on the loan at any time? If so, it is going to be treated the same as a foreclosure anyways though, so it wouldn't really make a difference at that point.

Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU

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IOBA · ‎11-11-2011

+1