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Removing disputes

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Anonymous
Not applicable

Removing disputes

I have about 2 disputes on my reports.  Lender has already pulled my scores. My mid score is 1 point away from 640, which lender says will qualify me.  Is it a bad idea to go ahead and remove the disputes before my rapid rescore? 

 

One account in dispute is GM Financial, opened in 06 and closed in 08. Paid on time except one 30day in April 08, which I disputed as never late.  Should I expect a score change if the dispute is removed?

 

Another account is USDEPT of ED/GLELSI

Opened 2010 closed 2012 (transerred)  The account reportes as 120 days late Jul 2011 thru Feb 2012.  Note on account says "Account transferred to another office, Subscriber reports dispute, resolved - customer disagrees."  Does this mean that account is still in dispute??  Will I have a huge drop upon removal of dispute??? Please help!!

Message 1 of 3
2 REPLIES 2
DallasLoanGuy
Super Contributor

Re: Removing disputes


@Anonymous wrote:

I have about 2 disputes on my reports.  Lender has already pulled my scores. My mid score is 1 point away from 640, which lender says will qualify me.  Is it a bad idea to go ahead and remove the disputes before my rapid rescore?  they have to be removed either way. what matter does it make if it is before or after rapid rescore? just do it

 

One account in dispute is GM Financial, opened in 06 and closed in 08. Paid on time except one 30day in April 08, which I disputed as never late.  Should I expect a score change if the dispute is removed?

 

Another account is USDEPT of ED/GLELSI

Opened 2010 closed 2012 (transerred)  The account reportes as 120 days late Jul 2011 thru Feb 2012.  Note on account says "Account transferred to another office, Subscriber reports dispute, resolved - customer disagrees."  Does this mean that account is still in dispute??  Will I have a huge drop upon removal of dispute??? Please help!!


 

Retired Lender
Message 2 of 3
Anonymous
Not applicable

Re: Removing disputes

will do. thanks!

Message 3 of 3
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