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Went to underwriting today and got conditional approval all in one day today! Thought it would be longer to be honest, especially based on what I've seen here. I know my LO spent a lot of time before handing over to underwriting to get all docs, etc so perhaps that made a difference. Appraisal is tomorrow.
Hi Nursekat07 - Congrats you made it this far. My two cents worth is that funds need to be verified first prior to closing.
Figured I would throw mine up here:
Purchase Price: $355,000
Signed Contract: 7/19/16
Location: NH
Property Type: Single family home
Type of Loan: Conventional
Loan Rate: 3.375%
Clear to Close: 8/29/16
Final Walk-thru: TBD
Closing Date: 9/2/16
Its been a long process, I feel for everyone in here. Was supposed to close today, but got pushed back to Friday due to closing disclosure not getting out on time.
Purchase Price: $325,000
Down Payment: 3.5%
Location: New Jersey
Property Type: House
Type of Loan: Conventional
Loan Rate: 3.825
Pre-Approved: 6/23/16
Clear to Close: 9/1/16
Closing Date: 09/8/16
Closed On: 9/8/16
This has been a very long and stressful process but I am truly excited about becoming a first-time homeowner. I am so grateful for the wealth of information shared on this site. It has helped me transform my finances and improve my credit score from the low 500s to mid 700s, within a year. Thank you to everyone here for sharing their stories and experiences!! You guys are awesome!!
Well I just heard back from the closing department and they have moved our closing date to September 9th. I just hope that the date doesn't move again.
The good new is our rate was lowered to 3.750%. We are now locked in at the rate so we're saving some money along the way.