Is anyone aware if they have reasonable Underwriters there- I have a situation where I have a charge off that just hit my account ( disputing it and have a letter from creditor saying this was paid in full and not a charge off)
This is worrying me because I had a BK in 2012 discharged and should have no derogatory after that.
Will this letter help me?
High salary low Dti (25%)
I’d like to apply my fico with Experian was 647 so I think need 640- asking for 25-30 k
