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Self Employed qualification

Whatnow1234
Member

Self Employed qualification

Good Morning FICO world! Ok so I’m learning that a mortgage qualification for self employed is a lot different from a regular W2 worker! I have an S Corp and have a question about how the cash flow analysis works on the notes payable end. On the Fannie Mae cash flow worksheet it has a line for Mortgages, notes and bonds payable in less than a year, what about what is payable more than a year? Are these debts not considered? And how do line of credits work? TIA
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