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Send out positive vibes! PULLED THE PLUG!!

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Anonymous
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Send out positive vibes! PULLED THE PLUG!!

Just pulled the plug! 

Mid mortgage score is 655

No collections-got them all PFD

Income: $160/K

No late Payments

DP $50K

 

Praying for an approval! Wanting to go conventional w/5% down

14 REPLIES 14
Anonymous
Not applicable

Re: Send out positive vibes! PULLED THE PLUG!!

I will add I am AZEO

CC: $200/7500

all others are $0

 

Message 2 of 15
newmomnewme
Valued Contributor

Re: Send out positive vibes! PULLED THE PLUG!!

@Anonymous you know you got this!!! 

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
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Message 3 of 15
Anonymous
Not applicable

Re: Send out positive vibes! PULLED THE PLUG!!

Update: He wants me to be at 660- ran a simulator and had to send my most recent cc payment. He is doing a rapid rescore- only need 5 points! 24-48 hours ... now another wait but other than that he said we are good with a DTI of 20/40

Message 4 of 15
Citylights18
Valued Contributor

Re: Send out positive vibes! PULLED THE PLUG!!

Since I was looking at it earlier you might want to consider NASA Federal. 

 

They will do 5% down up to 765k at a rate of 3.0%. They told me they'll go up to 57% DTI using an FHA mortgage.

 

Not super busy like Navy Federal seems to be with this 90 day close stuff. You can't even talk to them about mortgages on the phone anymore.

Official travel point totals as of 12/26/23 (1,382,693 Total Points)
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Message 5 of 15
Anonymous
Not applicable

Re: Send out positive vibes! PULLED THE PLUG!!

Thanks I will check them out. No Navy is too slow I'm ready to go now and I know they are so backlogged

Message 6 of 15
blindambition
Senior Contributor

Re: Send out positive vibes! PULLED THE PLUG!!

Good luck on the rapid rescore!!

Message 7 of 15
flexin222
Regular Contributor

Re: Send out positive vibes! PULLED THE PLUG!!

Good for you and good luck on the search and purchase!









Message 8 of 15
CYBERSAM
Senior Contributor

Re: Send out positive vibes! PULLED THE PLUG!!

Good luck 🍀 you got this 🏘️







                
Message 9 of 15
Anonymous
Not applicable

Re: Send out positive vibes! PULLED THE PLUG!!

Thank you but why does it have to take 24-48 hours? Rapid means instant to me. 

Message 10 of 15
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