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Just pulled the plug!
Mid mortgage score is 655
No collections-got them all PFD
Income: $160/K
No late Payments
DP $50K
Praying for an approval! Wanting to go conventional w/5% down
I will add I am AZEO
CC: $200/7500
all others are $0
@Anonymous you know you got this!!!
Update: He wants me to be at 660- ran a simulator and had to send my most recent cc payment. He is doing a rapid rescore- only need 5 points! 24-48 hours ... now another wait but other than that he said we are good with a DTI of 20/40
Since I was looking at it earlier you might want to consider NASA Federal.
They will do 5% down up to 765k at a rate of 3.0%. They told me they'll go up to 57% DTI using an FHA mortgage.
Not super busy like Navy Federal seems to be with this 90 day close stuff. You can't even talk to them about mortgages on the phone anymore.
Thanks I will check them out. No Navy is too slow I'm ready to go now and I know they are so backlogged
Good luck on the rapid rescore!!
Good for you and good luck on the search and purchase!
Thank you but why does it have to take 24-48 hours? Rapid means instant to me.