September 2014 Closers

[Anonymous]

---

@topa wrote:

Updating stats as we get closer.

Home Location: Northamptom County, PA

Purchase Price: $385,000 / 3% seller assist

Property: SFH - 3200 sq ft

Submitted Offer 1 on: 07/22/14

Offer 1 Rejected on: 07/23/2014

Submitted Offer 2 on : 08/05/2014

Signed Contract on : 08/14/14

Lender Name: Citibank

Notes about Lender: Top notch A rated professionals - excellent thus far. The LO has been pretty transparent with all the details - and has been on top of her game. We did hit a few road blocks that delayed the process, but she's been keeping me up to speed daily. I've received extra focus and attention from this institution and would not have made it without her help. Highly recommend Citibank to anyone looking for transparency and smooth process. Kudos to Renee Merla and Citibank. Thank you!

Type of Loan: Conventional 30 year fixed 5% down

Inspection: 08/16/2014

Purchase contract addendums: 09/18/14

Loan Rate: 4.50% with 4.89% APR (locked on 09/18/2014)

Application submitted: 8/14/2014

Went to underwriting: 09/02/2014

Appraisal Ordered: 09/03/2014

Underwriting: Completed on 09/15/2014 

Appraisal Completed: 09/04/2014

Final Approval: TBD

Closing Date: 09/30/2014 Moved up to 09/26/2014

---

Soo?? Did you close or are you goig to have to move to the October closers like I did? Don't leave us hanging..

[Anonymous]

---

@topa wrote:

Updating stats as we get closer.

Home Location: Northamptom County, PA

Purchase Price: $385,000 / 3% seller assist

Property: SFH - 3200 sq ft

Submitted Offer 1 on: 07/22/14

Offer 1 Rejected on: 07/23/2014

Submitted Offer 2 on : 08/05/2014

Signed Contract on : 08/14/14

Lender Name: Citibank

Notes about Lender: Top notch A rated professionals - excellent thus far. The LO has been pretty transparent with all the details - and has been on top of her game. We did hit a few road blocks that delayed the process, but she's been keeping me up to speed daily. I've received extra focus and attention from this institution and would not have made it without her help. Highly recommend Citibank to anyone looking for transparency and smooth process. Kudos to Renee Merla and Citibank. Thank you!

Type of Loan: Conventional 30 year fixed 5% down

Inspection: 08/16/2014

Purchase contract addendums: 09/18/14

Loan Rate: 4.50% with 4.89% APR (locked on 09/18/2014)

Application submitted: 8/14/2014

Went to underwriting: 09/02/2014

Appraisal Ordered: 09/03/2014

Underwriting: Completed on 09/15/2014 

Appraisal Completed: 09/04/2014

Final Approval: TBD

Closing Date: 09/30/2014 Moved up to 09/26/2014

---

Soo?? Did you close or are you going to have to move to the October closers like I did? Don't leave us hanging..

[topa]

After various uphill battles, we closed as scheduled on Friday September 26th. We moved in that same weekend and are pretty much settled now. We are happy with the home thus far. 

We had a major bump that almost caused the loan to get rejected, due to the bank's procedures. After doing research myself, I asked the bank to review their process, because it was incorrect - I was the first one to have this issue - ever. I was correct and we got past the hump.