September 2020 Closers

[WhiteCollar]

Who gave you that great rate? 

[Shawn19AL]

Appraisal is scheduled for this Sunday.

[Cjethompson2017]

@Shawn19AL wow! They're going really fast. I started the process a tad late, but we're a tentative close date of September 7 and haven't heard anything about the appraisal yet. 

[Shawn19AL]

Ive been pushing like crazy. We were trying to find someone else but  appraisals are backlogged and this was the slot we had so we're going to go with it.

I would really like to  close on Sept 15 th but Ill take the end of Sept too @Cjethompson2017 

[Cjethompson2017]

@Shawn19AL Is there anything else that would hold it up besides appraisal? Everybody has been saying appraisals are behind, but everything else seems to go fairly smoothly? 

im nervous something is going to happen in this month. 😂 I'm not worried about credit scores TOO much. They approved us as is, and they should only get better, but I'm still terrified.

[Shawn19AL]

underwriting is the only thing im worried about.   this is a new lender. my old lender they ran me through underwriting to get my approval and everything they asked for I gave and had a DU approval. This lender might be iffy about my one collection left so im just ready to hear back from them to see @Cjethompson2017  

[Cjethompson2017]

@Shawn19AL That's interesting. I'm wondering if mine did the same thing. I also have just one collection left on my report, but I plan to pay it. I was just hoping to pay after I close. They wanted an explanation for every negative thing I had on my report.

[Shawn19AL]

Same thing,  I wanted to set up a payment arrangment after I close.  If I have to pay it before, I will but im hoping not

@Cjethompson2017 

[Cjethompson2017]

This process has been so stressful for me. I will think twice about purchasing another home again after this one. Lol

[Anonymous]

Appraisal is being ordered this week, and my file being sent to UW today!