Shopping for loans

[Anonymous]

In the myfico help center it says to shop around for loans.  How long do I have to get several differnt places before it shows up on my credit score and lower my score or does it not count against me for shopping around.  I plan on looking at a bank, credit union and morgage company for a morgage loan.  Thanks for the help

[Anonymous]

Without having a lender pull your credit, I would suggest you give them a good idea of your situation. What you have for down payment, what your credit scores are, how much of a payment you feel comfortable with, any other debts you have, income information, etc. They should be able to give you some sort of an idea, based upon that info, of what you would qualify for.

[bigman023]

Ive been showing potential lenders the reports I pull from myfico.com and my Ex report from a different site.  Ive gotten some good feedback from doing it this way. I now know which one or two will give me the best deal.  They always warn that the scores they pull will probably be different. But the scores we, as consumers, are ablte to obtailn seems to be good enough for some lenders to get a good feel about your chances.

[supercoupe91]

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@bigman023 wrote:

Ive been showing potential lenders the reports I pull from myfico.com and my Ex report from a different site.  Ive gotten some good feedback from doing it this way. I now know which one or two will give me the best deal.  They always warn that the scores they pull will probably be different. But the scores we, as consumers, are ablte to obtailn seems to be good enough for some lenders to get a good feel about your chances.

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The scores I've obtained on this site always match what lenders have pulled for me.