I recently came across a change to the way USDA calculates student loan payments in regard to DTI. Starting September of 2019 it looks to be .5% of the balance instead of 1%. I've included a link to where I found this below. Has anyone had experience with a lender implementing this yet?
You are correct for USDA RDL. Temporarily it's the higher of .5% or actual payment that appears on your credit report,