I had student loans with DL from 2002-2006. When I graduated college and started repayment, I consolidated to lock in interest rate. There are two accounts reporting on my CR, one for the current balance that is being paid and one that has a zero balance from the transfer for the consolidation.
On my Experian, it reads as "Paid account/zero balance"
On my Equifax, it reads as "Pays account as agreed"
However on my Transunion it reads as "Unrated or bankruptcy"
That sounds bad IMO. It is definitely not a bad account, it really isn't any account, zero balance and reporting correct on other two bureaus. My question is, has anyone seen this on their reports and if I write them to have them report it as "paid/pays as agreed" will that have a negative affect on my report since it would be updating DOLA?
