Showing results for 
Search instead for 
Did you mean: 

Tax Sale Certificate Help!!!

New Visitor

Tax Sale Certificate Help!!!

please help! i went to my county clerk's website to retrieve a mortgage document from a previous loan and noticed the document below on my current loan and listed as a "mortgage document". what is this and should i be concerned? my name is the mortgagor and i'm not familiar with the mortgagee. i'm so worried! thank you for your help!


Message 1 of 3
Moderator Emeritus

Re: Tax Sale Certificate Help!!!

The mortgagee would be the lender. Are you saying you don't recognize the lender?

Message 2 of 3
Valued Contributor

Re: Tax Sale Certificate Help!!!

Is it possible there were unpaid real estate taxes on the property?


In some states, the taxing authority can sell a tax sale certificate (usually at auction).  The buyer acquires the right to, by following certain procedures, obtain title to your property.  In other states the jurisdiction simply conducts a "tax sale" of the property.


You may have limited rights to redeem the property from the buyer of the tx certificate.  You need to put a priority on looking into this, and may need a real estate attorney.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Message 3 of 3