No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've been lurking around here, soaking up as much information as I could, for a few months. I've jokingly referred to "myFico" as my lifesaver! I've gone from having 9 collections on my credit report to 2 (and they are paid--won't budge on GW deletion). I'm beyond excited to say I just got off of the phone with my loan officer after submitting all of my information for a pre-approval and he said we were approved through AU!!!! We are planning to build a new home (we kind of put the cart before the horse and fell in love before we even had a clue we could get a loan), something I wasn't sure I'd ever be able to do. I just wanted to say a huge "Thank You" to everyone who posts--whether it be a question or an answer. I've learned soooo much from this website--it really is the most valuable reference when it comes to credit that I've found!
I'll take all the credit for this one
But seriously, it's a great group. Be sure to help some others out if you can, that's where all the magic happens. It's like the cowbell.
That's great! Congratulations!
I'm so excited! I'll pass along as much knowledge as I can. I wish I would have been reading these boards 10 years ago before I had the opportunity to royally screw my credit up!
Much congrats