Hey guys! We are set to close on a new construction home on 8/12/20. Our current 30/60 day rate is 3.0% we can't lock obviously until we are 60 days out and we are 70 days now (add a few days/week to play it safe in case it's not finished on time). Lender said if we wanted to do a 120 day lock we could for 3.25% we are torn on what to do. Wait a little over 10 days and then lock or take the plunge and lock at 3.25. We can float down once when we are within 21 days of closing. Any input would be awesome!
