Hello Fico Fam. ,
So it has been a long journey on trying to clean up mine and my wifes credit and now the pressure is on in trying to get a mortgage loan late this year. I have read alot of threads and done alot of youtubing on mortgage loans etc but still feel a little lost so first off...
The good news is Cameron, TX is an area that is eligible for the USDA program.
To keep your payment under $700 per month, you're looking at a purchase price of $90,000 with $15,000 down.
That will give you a total estimated monthly payment of $657.28 on a conventional loan.
Thanks for the response valoanmaster , thats good info to know i will be looking it up on that website to see what areas usda will fall into. Thanks again for the advice.