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USDA DIRECT Interest Rate subsidy: Any benefit in having a co-signer

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USDA DIRECT Interest Rate subsidy: Any benefit in having a co-signer

I have read the handbook and have subsequently concluded that the methodology used for interest rate subsidy is the most complicated methodology in human history. I figured I would just ask the community directly.

 

Can I increase my borrowing power via better interest rate subsidity through a co-signer with substantial income? I can only afford about 150k based on my income with no subsidy....but maybe my odds of getting a subsidity increase with a co-signer?

 

Thank you.

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