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Closing date in contract was set for tomorrow.... Never even made it through lender UW , therefore never made it to USDA UW due to property issue. ( Appraiser noted that there was NO 5/8 drywall in attached garge.. didnt even know this was a potential issue ? ( stated fire spread hazard) ( estimates to drywall around $1800 ) Seller refusal to perform repair, I am NOT going to pay for a house thats not even mine... SO the loan is shut down.... I DID however, have lender rerun my scores since last time was in Feb15, and scores came back at 711 (middle) and am in works for 3% conventional ( which I understand is much more lenient with proprerty issues) NEW closing date has been revised on an ammended sales contract to May 22. My LO says YOU are "golden" it was the house w/ loan type and government restrictions that shut it down... we shall see... It just blows because my credit didnt kill it..the home did
That's just awful!
It's great though that you are going to get another loan FAST! hang in there.
The tough part is that I actually felt as though I was good to go and had given notice at my current rental.back at beginning if April..... Im out TOMORROW and new tenants move in the following day..I can weather the storm but my wife and newborn are going to have to stay with friends and the local storage facilities are full.. I ended up whipping up renting a 20' x 20ft spot in an abandoned warehouse to put the household in the interim.. luckily I work for an amnulance service that has sleeping quarters and I am scheduled to work (3) 24hr shifts and can sleep there.... Next time I do this I will do NOTHING until I have keys in hand.....