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USDA Pre-Approval!!!!!

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Re: USDA Pre-Approval!!!!!

If you dont mind me asking.. do you know how much your monthly payments are going to be yet?

Message 11 of 36
Contributor

Re: USDA Pre-Approval!!!!!

Monthly payment when taxes/insurance are figured in will be around $944/month.

Start: (4-21-13): EQ 560 (FAKO) TU 544 (FAKO) EX 549 (FAKO)
Current: (8-27-13): EQ 650 (FICO) TU 677 (FICO) EX 643 (FICO)
1st Goal: Purchase my first home (Done on 9/3/13)
2nd Goal: 700 across the board
Message 12 of 36
Regular Contributor

Re: USDA Pre-Approval!!!!!

Ok thats not bad at all im looking at homes in that range and i wanted to know if i could afford it.. im actually looking for homes a little bit cheaper so i should beok.. thank you for sharing!

Message 13 of 36
Contributor

Re: USDA Pre-Approval!!!!!

Just thought I would give everyone my newest update:

 

8/15 - my loan was sent to the Missouri USDA RD office.  Average turn around time is 10 days.  So looks like 9/3 for a closing date shouldn't be an issue.

Start: (4-21-13): EQ 560 (FAKO) TU 544 (FAKO) EX 549 (FAKO)
Current: (8-27-13): EQ 650 (FICO) TU 677 (FICO) EX 643 (FICO)
1st Goal: Purchase my first home (Done on 9/3/13)
2nd Goal: 700 across the board
Message 14 of 36
Frequent Contributor

Re: USDA Pre-Approval!!!!!

Congrats!!! 

 

USDA is scheduled to look at my file on Mon or Tues, and closing is set for next Friday. Can't wait!!!!!

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Current Scores:Equifax 697 (myFICO 4/14), TransUnion 699 (Discover 5/14), Experian 754 (Amex 5/14)
Message 15 of 36
New Contributor

Re: USDA Pre-Approval!!!!!

Congrats! I am planning on applying for a USDA RD loan in late Nov/Dec for a new construction home.  The builder said it will take approximately 5 months to build.  My scores are similar to yours and I am hoping for the same success. Enjoy your new home!

Message 16 of 36
Valued Member

Re: USDA Pre-Approval!!!!!

Congrats!!!

FuturePlan2, I'm going the same route as youSmiley Happy
Message 17 of 36
New Contributor

Re: USDA Pre-Approval!!!!!

Good luck sleauxmeaux! I have got a baddie from losing employment in college and a few old lates I'm trying to GW. Every bit helps. The RD has been highly by everyone Ive spoken with.
Message 18 of 36
Valued Member

Re: USDA Pre-Approval!!!!!

Good luck to you as well!
Message 19 of 36
Contributor

Re: USDA Pre-Approval!!!!!

Just wanted to give an update.  My loan was approved of all conditions by the UW and was sent to USDA on 8/15.  Currently Missouri is about 2 weeks behind so it looks like my file will be reviewed the first part of next week.  Hopefully everything goes good there so I can still close on 9/3.

Start: (4-21-13): EQ 560 (FAKO) TU 544 (FAKO) EX 549 (FAKO)
Current: (8-27-13): EQ 650 (FICO) TU 677 (FICO) EX 643 (FICO)
1st Goal: Purchase my first home (Done on 9/3/13)
2nd Goal: 700 across the board
Message 20 of 36
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