I read on the USDA RD site that prior collecitons didn't have to be paid...did they ask you to pay the AFNI collection or ?
I had already paid my AFNI collection just AFNI hadn't updated that it was paid. As you know CO often take 90 days to update a trade line. So I just had to provide a letter from AFNI stating I had paid the collection off. Once I did that the UW was satisfied. I do know my LO requested I go to the strictist UW possible so that when my file was sent to USDA there would be no issues.
Just thought I'd give everyone the newest update on my USDA loan journey. My loan will be looked at by my state (Missouri) today per their schedule they post online. From talking with my LO he expects to hear something back from them either later today or early tomorrow. He says there is a 99.99% chance everything comes back good since he made sure that I went through an UW that is very knowledagble on USDA loans. I will let everyone know when I get the outcome.
Great news! Got my fingers crossed for you!!!
Just wanted to let everyone know I just heard from my LO that my loan was approved by the USDA!!!! So I am good to go. A closing date has been set for 9/3 at 4pm!!!! Thanks to this board for all the information!
WOOT!!!! Awesome news!!! grats!!!!!
So did it all go good with closing?