USDA direct FICO score??

[Anonymous]

Hey guys. Application was turned in Tuesday 03/30. Notified next day of hard inquiry on Equfix and got a call from the office asking about an LOE for no rental history and receipt 2 bills that I had just paid off but aren't yet reflecting on my report.  
TU was pulled on Friday, but now I'm waiting for them to pull the third score(EX) 

Problem is, I pulled my official "mortgage scores" here on my FICO last night, I've been so anxious and stressed about this I wanted to get a better idea of what they are actually seeing, not just what my FICO 8s are showing. 
Well. 
TU mortgage came in at a solid 679 

EX is 639 

EQ is 617(!!) 

now I'm freaking out afraid that they won't approve me for this loan. I'm literally one point away on mid score. 

any help or guidance whatsoever is appreciated 

[Anonymous]

I'm still waiting to hear something back. Will update. 

[VALoanMaster]

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@Anonymous wrote:

I'm still waiting to hear something back. Will update. 

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I don't think USDA direct is as difficult as the USDA guaranteed loan. I think you'll be fine with a 639 mid score.

[sharpie]

I was told 640, but 1 point shouldn't be that hard to attain.  If you have a USDA Direct person you are working with, ask them if the 1 point will matter.  If you don't have a USDA Direct person you are working with, maybe get one. 

[Anonymous]

Hey guys! Not sure which score they were looking at but mid score passed!! 

[Anonymous]

Was this the FICO 8 or which scores did they use?