Hello!
I am working towards rebuilding my credit with the goal of purchasing a house. I have been looking at a few loan options, but it would really help if anyone has experience with the USDA Direct or Guaranteed loans, or the Section 184 loan. I am a citizen of a federally recognized tribe, and the areas we are looking to purchase qualify as "rural". I have seen 640 mentioned re: the optimal score for the USDA loans, but curious if there is any truth or specific guidelines I should be shooting for.
TIA