Congratulations! Thank you for sharing so many useful details. I doubt they would raise an eye about you applying for a credit card now that you’ve closed. In my experience Navy would prefer to provide every lending product their members might need and they are not conservative in the least.
Thank you! I applied for the Platinum yesterday and got a $25K SL with the lowest interest rate. I'll be using it for a balance transfer for now and then might try to PC to a rewards card. (I haven't research if NFCU does PCs.)