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It's Sunday so I can always email my LO tomorrow.
My house is under contract. We close on the 15th of August for our current home and the 16th of August on our new home. Do I have to make my August 1st mortgage payment? What if I make the payment on August 9th (within the grace period)
Let me know what you think. I CAN pay it August 1st. It would just be awesome if I didn't have to
Awesome! Thanks for your help.
I always think of Murphy’s Law—if something can go wrong, it will.
I say pay it on the first. Mortgages are paid in arrears so really, the Aug 1 payment is for July’s mortgage. (I think that’s the way it works). So pay on Aug 1 and if there’s a refund due to you, you’ll get it back at settlement. Paying on Aug 1 eliminates the worry—no ifs or buts.