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Under contract but honestly is there any chance of approval? *UDPATE after inspection*

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Booner72
Senior Contributor

Re: Under contract but honestly is there any chance of approval?

I told you scrubbing helps now do it.  The best sponge is the ones you get in the auto detail section, not the cleaning section.  They last forever and you throw them in the washer.  Just remember when doing walls, use a CLEAN sponge and clean water w/ Dawn Dishwashing soap.  This also works for windows and you don't get streaks amazingly enough.

 

Think how much better you will feel if you get something super clean instead of pacing.  You could eat out of my toilet!  I had my hand down IN THERE.  Pumice stones from HomeDepot also work to get out those stubborn water rings.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 41 of 61
Booner72
Senior Contributor

Re: Under contract but honestly is there any chance of approval?

PS:  Music helps get the cleaning done and pass the time.   Must have music for cleaning.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 42 of 61
Anonymous
Not applicable

Re: Under contract but honestly is there any chance of approval?

Wow, great tips!  If I can tear myself away from my computer I may have to make a trip to the store.  Smiley Happy

 

Out of sheer boredom I checked my EQ score and it jumped from a 547 to a 601, that's a bit exciting for me.

Message 43 of 61
Anonymous
Not applicable

Re: Under contract but honestly is there any chance of approval?

Talked with the bank today and they said the UW only requested the title work and homeowners insurance and that would satisfy their conditions (our LO is going to submit it all today).  Does that mean it's all going well?  They didn't want anything else from us and no one has ever mentioned our unpaid collections.

 

I am just not sure what to expect next.

Message 44 of 61
Booner72
Senior Contributor

Re: Under contract but honestly is there any chance of approval?

Hey VEGGS!  What' up with the termites?

 

I think you are going well bc our first round from the UW - they wanted a copy of the hazard ins.  They did end up coming back w/ more conditions the next day - one was for my LO to sign her cover letter.

 

I think this is looking good.

 

Fill me in on what's been going on.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 45 of 61
Anonymous
Not applicable

Re: Under contract but honestly is there any chance of approval?


@Booner72 wrote:

Hey VEGGS!  What' up with the termites?

 

I think you are going well bc our first round from the UW - they wanted a copy of the hazard ins.  They did end up coming back w/ more conditions the next day - one was for my LO to sign her cover letter.

 

I think this is looking good.

 

Fill me in on what's been going on.


Welcome back!  Smiley Happy

 

The seller has promised to treat the termites with a 5 year warranty.  Smiley Happy  Still waiting to hear about roof repair but the bank appears to be on top of things at least!

Message 46 of 61
Booner72
Senior Contributor

Re: Under contract but honestly is there any chance of approval?

Sounds like you're getting there.  Slowly but surely!

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 47 of 61
Anonymous
Not applicable

Re: Under contract but honestly is there any chance of approval?

WE CLOSE NEXT WEDNESDAY!!!!!!!!!!!!!!!!!!!

Message 48 of 61
Booner72
Senior Contributor

Re: Under contract but honestly is there any chance of approval?

Woohoo!  Will the roof be fixed by then?

 

Any weirdo conditions from the UW?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 49 of 61
Anonymous
Not applicable

Re: Under contract but honestly is there any chance of approval?


@Booner72 wrote:

Woohoo!  Will the roof be fixed by then?

 

Any weirdo conditions from the UW?


I guess we are having a meeting on Tuesday with the contractor/adjuster about the roof.  

 

The loan is with the USDA right now and the termites are being treated next Tuesday which is all he said the bank wants.  I asked about unpaid collections and they don't need any paid (so I can still try PFD after we get the house).  

 

We will be stuck with two houses for a couple weeks as we won't be able to get it all moved super quick but that's ok.

Message 50 of 61
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