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they ask me too and its for fha , I have 3 before they pull credit at WF
We went with Veterans United and they never questioned one inquiry. And I have 13 inqs this year.
Letters of explanation for inquiries is pretty common.. probably within their rules to ask for LOE for every inquiry within 12 months regardless of what they think it's for. I'll find out tomorrow if I have the same condition as I have quite a few.
@Anonymous wrote:
We are having our file reviewed with Wells Fargo for a VA loan. We were asked to provide explanation for previous inquires on our report... Which were all mortgage pulls. Is this standard underwriting ? Anyone experience this?
This is perfectly normal. I was writing Letters explaining the company's own pulls!!