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Using spouse income for mortgage

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junebug225
New Contributor

Using spouse income for mortgage

I plan on applying for a VA loan early next year. I would like to use my spouse income along with mine for more purchase power. By the time I apply my spouse will only have a little over a year of work history(she's not from here) Will we still be able to put her on the loan and use her income without at least two years of work history?
Fico's EQ 540 TU 529 EX 517 starting 3/2015
Fico's EQ 760 TU 775 EX 771 as of 04/204
Long term 775 across the board
Message 1 of 3
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kc0039
Established Contributor

Re: Using spouse income for mortgage

Yes. We would need two year history and she can have a letter of explanation that she moved here and does not have a two year work history in the US.

Licensed in IL
Message 2 of 3
junebug225
New Contributor

Re: Using spouse income for mortgage

Kinda figured that. Thanks alot for your response.

Fico's EQ 540 TU 529 EX 517 starting 3/2015
Fico's EQ 760 TU 775 EX 771 as of 04/204
Long term 775 across the board
Message 3 of 3
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