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We are going through this issue with the security system. They're going to wire the house for the system as it's being built...and we have some extra equipment that will requires a deposit and of course, the service requires a credit check.
So at the moment, I'm trying to get an answer as far as whether they can hold off on the credit check until after closing. We will see. Nothing has been signed yet. If we have to wait, we will wait. they can install after, but I want our credit reports to show only credit card and car loan balances going down. no other inquiries or changes.
My wallet was stolen over the weekend and when I cancelled my Paypal card, it automatically threw me into another screwn to authorize a credit check and re-issue the card. Estan stupido! I don't even remember them checking the first time around. Luckily I read it before I clicked OK!
I emailed my LO with the same questions this morning and she told me that it is fine and that any further credit checks will only be looking out for new lines of credit established that can be "charged up". Obviously I am sure it varies by lender. I am still scared to do it though!