It's just helpful if you have the info but if you don't it's no big deal, once they take an application they will do a search (WebLGY) for eligibility and entitlement you have. Loan companies should be able to do a soft credit pull for the preliminary (get the ball rolling) then once you have a purchase contract they will perform the hard pull.
We do SP's first because once a lender hard pulls the CRA's sell your info to lenders and your phone blows up. We then put you on the Opt-out site so when we do perform a HP you don't get the calls. There's no need to have your credit hard pulled if you're still in the pre-stages of buying.
@Realist wrote:Also don't forget if it applies to your situation, if the applicant was tied to an in service injury resulting in medical disability, this allows them the opportunity to waive the VA funding fee. This fee can be noticeable as a line item, depending on the loan amount used for the purchase of the house. Take advantage of each opportunity afforded to you.
Correct, as long as you're receiving disability benefits the funding fee is waived.