Do all loans ask for Verification of Rent? My landlord passed away, and I've always paid him through Venmo.
Anyone have a lender that did not require this?
Very few do, actually. If your loan has to be manually underwritten then it'll be asked for. Manual underwrites really only happen on VA, FHA & USDA loans these days. The other type of loan that often asks for them is if you are financing a jumbo loan amount (over $510,400 for most of the U.S., higher in certain high cost markets).
To document Venmo payments to a landlord you should be getting emailed confirmations each time a payment is made, just collect the last 12 months of those email confirmations and along with a copy of the lease agreement (to confirm the amount you should be paying) then that should suffice.
Good to know! I am leaning more toward a conventional loan to eliminate that MI after 20% is paid down. The concern I had was that is says, if required it cannot be shown any other way than through canceled checks.
Canceled checks are ideal.
I didn't realize this was a thing, I pay my rent online so if a lender needed to see actual cancelled checks that wouldn't even be an option. Hopefully won't actually be an issue, I mean I can show on my statement the property company that gets the money and they can see a copy of the lease and/or my actual statements each month from them showing the amount due.
Good luck OP in getting things sorted, sorry to hear about the death of your landlord.