@Anonymous wrote:
@StartingOver10 wrote:
Even Regions pulls all 3 and uses the middle score. The mid score is not a particular report, it is literally the score in the middle of the 3 scores.
Are you saying average or something else? Considering the following, what should I expect from Wells Fargo?
EQ FICO 8: 723
EQ FICO 5: 701
TU FICO 8: 695
TU FICO 5: 692
EX FICO 8: 708
EX FICO 5: 700
Like Lemmus said - the middle score which is Experian in your case.
FICO 08 is not used at all. Only mortgage scores
If you could get your score to 720 or above then you would have better rates on your PMI if you are putting down less than 20% on a conventional. Otherwise you are in good shape to apply now, If you are going FHA, no worries at all because the MI is fixed for everyone.
