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All,
I applied for a Wells Fargo FHA preaproval on Thursday, 8/16. She checked credit and said that I hit the qualifications for FHA (mid score of 607). Took the remaining application. I signed Loan application and FHA documents and sent them back to her. She gave me a pre qualification amount and interest rate. She said that it takes a few days for the pre-approval since they are back logged.
Does this mean it is going to UW for a pre-approval? Any one with a similar situation? I hate this waiting.
Thanks,
Phumanr
Yes, you are waiting on Underwriting for Pre Approval
What happened with this? Thanks im in your same boat..
Best best is to start a new thread with your situation but since were already here (lol) where is your boat? early stages, pre-qual?, pre-approval?
Awesome! Congrats and Thank you for your response. I am beginning to look to Pre-Qual with DCU with an FHA loan. I was told DCU was the best credit union to go with besides USAA and NFCU. I have a 10% down and bank with Wells Fargo but am looking to make a switch to a Credit Union that is more forgiving to first time home buyers
Or pre-approve through DCU if you will. I heard Amerisave had go rates too? I also heard its best to go with a broker who can get multiple lendors with just one hard pull. I figured I would try DCU first if not, go with a broker