I'm not trading it in just for the DTI impact. My job has me traveling a lot for work and it is not cost-effective for me to have it any longer. I need something that is more fuel-efficient.
My debts are below from credit report.
Open Credit Cards
Kohls credit card:
Balance $177 of $300
Zales:
Balance: $0 of $1,500
Closed Credit Cards in a Debt Management Program (Christan Credit Counselors) I make a payment of $324 a month for these cards listed below in their program
Credit First Credit Card (Firestone Auto Care):
Balance: $737 of $1,600
Jared
Balance: $3,815 of $5,100
Chase:
Balance: $520 of $500
American Express:
Balance: $962 of $1,000
Captial One:
Balance: $494 of $500
Capital One:
Balance: $1,474 of $1,450
Care Credit:
Balance: $1,791 of $1,900
Loans:
PNC Bank: $31,246
Monthly Payment: $730.98 -- This is what I'm planning on trading in before we would get a house. I would be getting a payment of around $220 total price of a car would be around $10,000
Directions Credit Union:
Balance:$15,151
Payment is $576 a month
Directions Credit Union:
Balance: $1,700
Payment is $111 a month
Directions Credit Union:
Balance: $3,650.11
Payment is $145 a month
Fed Loan Servicing:
Balance: $3,017
Payment is $63 a month
Thanks for any and all help!
