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Hi!
I am wanting to purchase a home before the end of 2019 (my current lease ends in January 2020). I have about $2,700 I can put towards debt this month. Where is the best place to put it considering credit score, credit utilization, DTI, etc.?
Gross annual salary is $89,000
Mortgage will be in my name only (separate from spouse and we are in a community property state)
My debt:
Capital One CC $75/$750 limit
Uplift $386
Exeter Finance (joint auto loan) $2,671
457 Loan $4,054
Family Loans $4,523
Capital One CC $4,874/$5,500 limit
Capital One (individual auto loan) $26,152
AES Sucess (student loan) $28,413
Let me know if you need any other information. Thank you!
Hello OP and welcome to the forum
With your $2.7K, this is what I suggest:
Capital One CC $75/$750 limit YES
Uplift $386 YES
Exeter Finance (joint auto loan) $2,671 NO
457 Loan $4,054 NO
Family Loans $4,523 NO
Capital One CC $4,874/$5,500 limit YES, $2,239
Capital One (individual auto loan) $26,152 NO
AES Sucess (student loan) $28,413 NO
Hope this helps