ROFL oh YES and speaking of which if OP Has a 401K you can use that in part for your DP as well so you aren't taking out your entire savings (dumb move I did which I didn't know was an option until later) 
@Girlzilla88 wrote:ROFL oh YES and speaking of which if OP Has a 401K you can use that in part for your DP as well so you aren't taking out your entire savings (dumb move I did which I didn't know was an option until later)
Yes I'm actually starting a new job at the end of the next week (much better than my current job) that has a good 401k plan that I'm planning to do just this with!!
GO TEAM! *high fives*
*Side note* If you are adding this job like a second job good but keep in mind they do like you to be at your same job at least 2 years. So when it boils down to underwritting they will likely bring that up
Income increase is always a good thing and Congrats on the new job as well 
Another side note since your Age is over the 1 year mark I personally wouldn't add any new credit of any kind period that would mess that up that age for either of you I think that will play in your favor as well
YES please do since now your Age will drop for sure but hopefully it's up enough to be back close to the 1 year mark or over when you are house ready but it looks like it will be 7/8 months if my Maths are right lol
@Girlzilla88 wrote:YES please do since now your Age will drop for sure but hopefully it's up enough to be back close to the 1 year mark or over when you are house ready
As a kicker, by the time I close on my house I'll be under the 5/24 chase rule, so I can celebrate with a new Saphhire Reserve 