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ROFL oh YES and speaking of which if OP Has a 401K you can use that in part for your DP as well so you aren't taking out your entire savings (dumb move I did which I didn't know was an option until later)
@Girlzilla88 wrote:ROFL oh YES and speaking of which if OP Has a 401K you can use that in part for your DP as well so you aren't taking out your entire savings (dumb move I did which I didn't know was an option until later)
Yes I'm actually starting a new job at the end of the next week (much better than my current job) that has a good 401k plan that I'm planning to do just this with!!
GO TEAM! *high fives*
*Side note* If you are adding this job like a second job good but keep in mind they do like you to be at your same job at least 2 years. So when it boils down to underwritting they will likely bring that up
thank you, that's something that I really kind of pondered, but at the end of the day I'm gonna be making a lot more money at my new job so hopefully it helps me more than hurts me
Income increase is always a good thing and Congrats on the new job as well
Another side note since your Age is over the 1 year mark I personally wouldn't add any new credit of any kind period that would mess that up that age for either of you I think that will play in your favor as well
This month I got a new card which was the NFCU cash rewards, and now I'm done, gotta let these things age a little now lol I should honest;y garden either way
YES please do since now your Age will drop for sure but hopefully it's up enough to be back close to the 1 year mark or over when you are house ready but it looks like it will be 7/8 months if my Maths are right lol
@Girlzilla88 wrote:YES please do since now your Age will drop for sure but hopefully it's up enough to be back close to the 1 year mark or over when you are house ready but it looks like it will be 7/8 months if my Maths are right lol
As a kicker, by the time I close on my house I'll be under the 5/24 chase rule, so I can celebrate with a new Saphhire Reserve